Payday Loans Online for a Fast Cash Loan Same day

What Is a Payday Loan?

A payday loan is a type of short-term borrowing where a lender will extend high interest credit based on your income. Its principal is typically a portion of your next paycheque. Payday loans charge high-interest rates for short-term immediate credit.


  • Payday loans are short-term, very-high-interest loans available to consumers.
  • Payday loans are typically based on how much you earn, and you usually have to provide a pay stub when applying for one.
  • A number of laws have been put in place over the years to regulate the high fees and interest rates with payday loans.

Understanding Payday Loans

Payday loans charge borrowers high levels of interest and do not require any collateral, making them a type of unsecured personal loan.

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